Montana ranked 48th among states with the largest increases in credit card delinquency, even as delinquency rose nationwide from the first to the second quarter.
The average number of delinquent credit card tradelines in Montana reached 0.23 in the second quarter of 2026, a 3.99% increase from the first quarter. Vermont recorded the largest increase, at approximately 9%.
WalletHub said long-term delinquency can damage credit scores. The organization suggested that consumers contact card issuers about hardship options and consider budgeting or debt consolidation.